Writing from the risk desk
What our property risk and claims teams have learned, written for people who own the house rather than for people who price it.
Articles
Home cover Setting a sum insured that keeps up with a builder quote Underinsurance is the most common and most expensive mistake in Australian home cover. The three numbers people forget, and how to check yours in ten minutes.
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Storm and hail What hail actually does to a roof, and what we pay for Bruised tiles, dented Colorbond, cracked solar glass and the whirlybird nobody checks. A field guide to the damage assessors find and the damage they do not. · 7 min
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Flood Your flood overlay and your flood history are not the same thing A property outside the overlay can still flood, and one inside it may never have. What each tells you, and the mitigation that moves the price. · 8 min
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Bushfire Reading your BAL rating without a building surveyor BAL ratings decide what your house is built from and part of what you pay to insure it. How to work out yours, and the six actions that move it. · 9 min
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Everything here is easier with a report in front of you
A property risk report puts numbers on your address instead of general advice. Free, and yours to take to any insurer.